Do you get a lot of junk mail? Specifically, pre-screened credit card offers? I get a ton of these, like 2 or 3 a day. That adds up to a buttload of credit cards I don't want, and certainly don't need (two maxed out Mastercards are plenty, thanks.), not to mention a lot of wasted paper.
I'm trying to be a bit greener...in the environmental way, not in the jealous or Kermit the Frog sentiment of the word. Did you know that there is a continent-sized mass of plastic debris floating in the Pacific Ocean? I kid you not- read the article. Frightening. I blame Hawaii.
Anyways, the good news is that you can opt out of those credit card offers for five years. Here is the scoop from the Federal Trade Commission (Protecting America's Consumers!).
You can either call this number 1-888-5-OPTOUT (or 1-888-567-8688 if you hate translating letters into phone numbers like I do.) and use their automated system, or go online to optoutprescreen.com . I tried the telephone number first, but they wanted me to enter my social security number, and I didn't feel comfortable doing so. On the website form, providing your social security number is optional.
Now don't say you never learned anything useful by reading DCoE...